Car Finance Northern Ireland is a finance broker, not a lender and arranges finance with lenders on our client’s behalf. Car Finance Northern Ireland does not provide loans and cannot directly calculate the exact cost of your loan. This car finance calculator is for illustration purposes only and for demonstration to help customers check potential affordability. Credit is subject to the discretion of the lender, is subject to status and is not guaranteed. The interest rate that you receive from your vehicle finance provider, or the fees they may charge can vary significantly depending upon your circumstances. We use our panel of 15 lenders and 50 tiered credit offers to secure each customer the best deal we can and specifics around your affordability will be discussed throughout the process of helping you secure your next vehicle.

Representative Example

Borrow £7,000 with £0 deposit over 48 months with a representative APR of 24.2%, monthly payment would be £220.05, with a total cost of credit of £3562.40 and a total amount payable of £10562.40. Car Finance Northern Ireland is a trading style of Creditas Financial Solutions, we are a credit broker and not a lender.  Warning: Late repayment can cause you serious money problems. For help go to